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Original Medicare and beyond: Evaluating your needs and whether a switch is in order

Nobody turns 65 and automatically becomes an expert on the intricacies of Medicare. Navigating the system can be overwhelming, especially this time of year, during the annual open enrollment period. From now until Dec. 7, those already in a Medicare plan can: • Switch between Original Medicare, which includes Medicare Part A (hospital coverage) and

By |2019-10-21T09:00:26-05:00October 21st, 2019|Categories: Articles, Insurance 101|Tags: , , , , , |Comments Off on Original Medicare and beyond: Evaluating your needs and whether a switch is in order

Short-term health plans offer flexible way to fill coverage gaps; here’s how they work

When it comes to health care coverage, options can bring peace of mind. That person who is in-between jobs, the early retiree who doesn’t qualify for Medicare just yet, or the family that simply needs to fill a gap in coverage – they all might benefit from a short-term health plan. Simply put, short-term health

By |2019-10-16T14:47:37-05:00October 7th, 2019|Categories: Articles, Insurance 101|Tags: , , , , , , , , |Comments Off on Short-term health plans offer flexible way to fill coverage gaps; here’s how they work

Medicare seminar strives to clarify insurance options

When Mike and Lori Gordon sat down at Blue Cross and Blue Shield of Nebraska’s (BCBSNE) recent Medicare seminar for employees and their family members, they weren’t there for themselves. With another decade in the workforce, Lori - a BCBSNE technical analyst- wanted to know more about Medicare options for Mike’s father. “This is my

By |2019-10-04T08:20:40-05:00October 4th, 2019|Categories: Insurance 101, Topics|Tags: , , , |Comments Off on Medicare seminar strives to clarify insurance options

Ready for Medicare open enrollment? Here’s how to make sure you’re in the right plan

With October on the horizon, it’s time for seniors to prepare for that annual checkup – on their health, as well as existing health insurance plans. “Ask yourself ‘Is my current plan meeting my needs or is there something better out there?’ You want to maximize your coverage and dollars, and make sure you’re in

By |2019-09-19T09:42:59-05:00September 19th, 2019|Categories: Insurance 101, Topics|Tags: , , , , , , , |Comments Off on Ready for Medicare open enrollment? Here’s how to make sure you’re in the right plan

Marcotte retirement planning seminars provide free advice to pre-retirees

Retirement is the career end goal for most employees, but the formula for a successful retirement is elusive. Marcotte Retirement Plans helps customers find a clear path to their goals through retirement planning seminars. The seminars are held quarterly and are provided to those with Marcotte retirement plans, including Blue Cross and Blue Shield of

By |2019-02-04T11:36:02-05:00February 4th, 2019|Categories: Insurance 101, Topics|Tags: , , , , , , , |Comments Off on Marcotte retirement planning seminars provide free advice to pre-retirees

Refresh your insurance knowledge

It’s the New Year and with every New Year comes fresh beginnings. Did you know that it can also mean changes with your health insurance? Many health insurance plans reset annual cost shares (the amounts you pay) on January 1 of each year. This means the amounts you had accumulated towards your out-of-pocket maximum in

By |2019-01-09T10:32:11-05:00January 9th, 2019|Categories: Insurance 101, Topics|Tags: , , , , |Comments Off on Refresh your insurance knowledge

Medicare coverage options are plentiful but enrollment choices generate lots of FAQs

Navigating Medicare can be overwhelming. Especially this time of year, during the annual open enrollment period. If you’re considering a Medicare plan, you probably have a lot of questions. I’ve worked with Blue Cross and Blue Shield of Nebraska’s Medicare plans for several years. Here are some frequently asked questions. Q: What should I know

By |2019-08-21T14:52:26-05:00November 19th, 2018|Categories: Articles, Insurance 101|Tags: , , , , , , , , , |Comments Off on Medicare coverage options are plentiful but enrollment choices generate lots of FAQs

Here’s what you need to know if you’re a caregiver to someone who’s Medicare eligible

There are nearly 44 million unpaid caregivers to loved ones in the United States, and 72 percent are taking care of a family member age 50 or older. If you are a caregiver to someone who is Medicare eligible, here's a guide to assessing plan options and advocating on their behalf, especially during the Annual

By |2018-11-12T08:50:33-05:00November 12th, 2018|Categories: Insurance 101, Topics|Tags: , , , , , , , |Comments Off on Here’s what you need to know if you’re a caregiver to someone who’s Medicare eligible

4 ways to prepare your employees for open enrollment

With so many variables going into choosing a health insurance plan, it’s no wonder making the right decision can seem daunting. A little confusion is inevitable, but there are ways to make sure your employees have a great open enrollment season. Here are some tips. 1. Help Set Employees’ Frame of Mind It’s important to

By |2018-10-23T11:17:09-05:00October 23rd, 2018|Categories: Insurance 101|Tags: , , , , , , |Comments Off on 4 ways to prepare your employees for open enrollment

Here’s what to expect at a Medicare seminar

If you’re close to retirement or already retired, you probably have received numerous invitations in the mail for events around town. Seminar? Open House? Consultation? The invitations are coming to you because it’s close to the Annual Enrollment Period (AEP) for Medicare. Navigating the requests can be time-consuming, so here’s a quick guide of everything

By |2019-08-26T11:04:12-05:00October 2nd, 2018|Categories: Articles, Insurance 101|Tags: , , , , , , , , , |Comments Off on Here’s what to expect at a Medicare seminar